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KMID : 1003620130050010027
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Journal of Korean Aging Health Friendly Policy Association
2013 Volume.5 No. 1 p.27 ~ p.37
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A Study on Improvement of the Korean National Health Insurance(NHI) Reimbursement System to Prepare the Aged Society
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Song Ki-Min
Kim Young-Woo
Kim Yoon-Shin
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Abstract
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Objective : This study is the purposeis that ia analysis on affected due to the aging of the population and analysis of the main factors of the health care financial deterioration. so, This study is to suggest that improve the payment of health insurance through Review of limits and validity of the current health care payment system.
Methods : This study medical expenses statistical indicators Health Insurance Review and Assessment Service, 2012 Senior Survey, Ministry of Health and Welfare and the Korea Institute for Health and Social Affairs held aging society forums and literature against the aging society and health care payment system improvement about analyzed.
Results : The aging of the population is expected to have a significant impact on the social integration and economic development, such as medical expenses and social insurance premiums rise at the expense of personal and national acts that lead to the deterioration of the social insurance financing. That`s why the amount of elderly ages`s health care use is many more than the other ages of that because there is currently considered that is no mechanism on control it.
Conclusion : Medical services likely to be transformed into a chronic disease or long-term care from acute disease. It is not consistent with the current health care payment system that is expected to result in the deterioration of the health insurance system. In the end, the financial deterioration of the medical expenses and health insurance due to the aging of the population at the expense of the people and the sustainability of the health insurance will be raised doubts concerning. Therefore, an aging society has become a necessity that the payment of health insurance can be improvements in order to predictions or managed with the amount of medical expenses or health insurance premiums.
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KEYWORD
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Aging, Health insurance, Payment of health insurance, Social insurance, Medical cost, Elderly medical expense
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